Credit Reporting Officer

Job Description

Job objective(s)

To be responsible for maintenance and management of the overall Credit Portfolio monitoring reports and regulatory reporting, while observing data integrity, timeliness of reporting and provision of insight to the Credit team.

Reporting Relationships:

Functionally reports to the Chief Credit Officer

Job Duties:

Preparation, consolidation and reporting of internal credit portfolio reports to internal and Group stakeholders.

Preparation and submission of regulatory returns to Bank of Zambia.

Maintenance and General overview of Credit Portfolio dashboards.

Conduct sector analysis and provide insights to Chief Credit Officer.

Maintenance and generation of IFRS 9 related provisions and reports to relevant internal and external stakeholders.

Preparation of weekly and monthly activity reports to the Chief Credit Officer.

Review portfolio for concentration risks, global limits etc., and advise appropriate actions.

Conduct Monthly Revenue Assurance on disbursed loans on the loan portfolio.

Conduct the periodic collation, review, consolidation, invoicing and reconciliation of relevant Credit related loans.

All other activities as delegated by the department Head.

Key Performance Indicators:

Timely submission of credit monitoring and BoZ reports.

Minimal error rate in credit reports.

Periodic and frequent reconciliation of Credit Portfolio information with the Banks core banking systems.

High quality in reports to stakeholders to inform Credit decision making.

Performance Metrics under Execution Mastery; Timeliness in completion of assigned tasks.

Effectiveness at execution of assigned tasks; Efficiency at executing scheduled and adhoc assignments.

Application requirements:

Minimum Education Qualifications

Bachelor’s Degree in Banking, Finance, Economics, Accounting or related field with Credit or better

Grade Twelve Certificate with at least Five (05) Credits or better, including Mathematics and English.

ZAQA verified certificates

Previous Work Experience Requirements

At least 3 – 5years experience in credit reporting and analytics

Knowledge of credit risk management principles and Bank of Zambia regulatory requirements.

Strong analytical and reporting skills, loan monitoring, and portfolio management skills.

Excellent command of MS Excel.

Deep knowledge and understanding of regulatory requirements, and risk parameters.

Deep knowledge and understanding of IFRS 9 provisions and classifications guidelines

Method of Application

United Bank for Africa is an equal opportunity employer. Interested candidates that meet the above job requirements should send their application in a single document comprising of detailed Curriculum Vitae, G12, Degree and other copies of professional qualifications.