Job Description
Unifi is a fast-growing finance and technology company operating in Zambia. Unifi delivers personal lending products through mobile phone and branch channels. The company is well supported by strong shareholders and a board of directors with vast experience in entrepreneurship and lending.
Unifi is recruiting a new member of the audit team to help keep controls tight even as the company
expands into new markets. The ideal candidate must balance analytical diligence with a willingness to learn and innovate. A healthy spirit of adventure and sense of humour would be helpful.
Learn more about Unifi at:
www.unifi.credit/about
Responsibilities:
Contribute to the developing and implementing an annual audit plan.
Plan and execute internal audits as per audit plan, including determining audit objectives and scope, identifying and assessing risks.
Develop audit programs, and ensure compliance with internal audit work paper standards for each audit.
Identify all significant control weaknesses and appropriately communicate these weaknesses to management timeously.
Prepare reports containing observations, comments and recommendations based on carried out work.
Present findings at audit meetings.
Ensure the ongoing monitoring of management’s corrective action plans until resolution.
Identify the need for follow-up audits based on risks identified during an internal audit and maintain the audit plan.
Monitor and investigate cash variances for all branches daily.
Provide input into Manco monthly reports to reflect internal audit activities and outcomes.
Monitors appropriate measures for the prevention of fraud and elimination of conditions inductive to fraudulent actions.Buy vitamins and supplements
Assist in developing & implementing a whistle-blower hotline.
Perform any other tasks as required.
Scope but not limited to
Operational audits
Ongoing audit of areas vulnerable to operational fraud
Unusual loan account transactions
Branch cash-out instances
Expense abuse
Cash variance checking
End of day variances: investigate, keep track, make findings
Monthly cash counts
Client sampling – phone 10-20 clients per week to test transaction validity
Financial audits
Audit implementation of accounting policies
Loan book reconciliation
Expense authorisations / legitimacy audit
Clearing accounts reconciliations review
Banking rights / recipients audit
Inspect processed journals
Compliance audits
Regulatory compliance
Qualifications & Requirements:
Bachelor’s degree in Internal Audit, Finance, Accounting, or a related field; advanced degree or professional certification (e.g., CIA) is preferred.
4 -7 years of experience in auditing role
Experience in the banking and financial services environment will be an advantage.
Ability to travel across Africa
Knowledge of internal audit principles, standards, internal control environment
Knowledge of relevant laws, regulations, and industry best practices is advantageous
Understanding of Financial Crime and Compliance legislation, compliance procedures and standards
Focus on improving the effectiveness of risk management, control, and governance processes
Ability to work independently and collaboratively in a fast-paced environment, meeting deadlines.
Strong analytical and problem-solving skills
Excellent communication and interpersonal skills,