Snr Credit Officer (Project Finance) (1 Position) – Lusaka

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Reporting to:

The Credit Manager, the ideal candidate will be responsible for Implementing the Commission’s credit and risk management function with a specialization in Project Finance.

Duties and Responsibilities

  • Provide support to the Credit Manager
  • Provide support in the evaluation of the Commission policies and procedures as they relate to enterprise risk management;
  • Propose loan conditions that contribute to project viability and sustainability;
  • Liaise with Financial Institutions contracted to undertake Credit Management services in submission of business plans and receipt of copies Term Sheets and Loan Agreements;
  • Review collateral documentation received from the Credit Managers and ensure the Certificates of Title are securely kept in the safe;
  • Ensure that funds for approved projects are sent to Credit Managers on time;
  • Ensure that the Commission receives reports specified in the Credit Management Agreement on time from Credit Managers;
  • Reconcile loan statements before release of title and closure of loan accounts;
  • Monitor and report on the compliance of Credit Managers with the Credit Management Agreement and guidelines;
  • Submit monthly reports to Credit Reference Bureau on time;
  • Prepare credit reports at product, Credit Manager and provincial levels;
  • Monitor all loans under management through Credit Managers and ensure 100% raiment rate is maintained;
  • Assist in the formulation, implementation and periodic review of the Credit Policy, Risk Policy, Credit Procedure Manual, Risk Procedure Manual and other guidelines under the Credit & Risk Department;
  • Assist in identifying, assessing, quantifying and mitigation risks to the Commission by developing a robust risk management system;
  • Assist in updating the risk register for the Commission;
  • Provide support in undertaking risk assessment on Project Finance/Micro Credit/Construction Finance Initiative projects


  • Grade Twelve (12) Certificate
  • Master’s Degree in Commerce, Finance & investment, Banking or related field
  • Prior credit administration/risk knowledge an advantage
  • At least 8 years working experience in credit management in a bank or financial institution

Method of Application

Interested candidates meeting the above profile should submit application letters enclosing an updated Curriculum Vitae and copies of the academic and professional certificates to the following address:

The applications must be submitted in a sealed envelope indicating the position being applied for. Note: Only shortlisted candidates will be contacted within two weeks after closure of the application period. Those who will not hear from us in the stated period should consider themselves unsuccessful.

The Director General

Citizens Economic Empowerment Commission

Plot 6457, Los Angeles Boulevard


P.O Box 35068