Creditcare Financial Solutions
Posted Job
4 months ago

Credit Officer

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Job Description

About Creditcare

Creditcare is Micro lending institution offering personal loans, Business Loans and Agency Banking services to clients in Zambia. We are currently looking for a proactive individual to fill the position of Credit Officer in our Solwezi Branch.

About the Position:

A Credit Officer within the Credit department is tasked with on boarding clients, evaluating clients application against numerous metrics and consequently managing a portfolio of clients throughout the life cycle of the loan.

Core Responsibilities:

  • Liase with customers to determine their needs and recommend the right loan products to help meet their goals
  • Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each applicant
  • Identify and recommend products that meets the customer’s needs and the organization’s lending guidelines
  • Review active loan files each day to determine if any documents are missing or what can be done to help the process along
  • Utilise professional judgement to determine which potential borrowers represent good risk opportunities for the organization
  • Manage a portfolio of clients throughout the lifecycle of the loan

Qualifications:

  • Degree or diploma in Banking and finance, or any related field
  • Excellent communication and customer service skills
  • Strong attention to detail and a mind for numbers
  • Computer Literate
  • Driving License will be an added advantage

Method of Application

Submit your CV and application on company website: