The Development Bank of Zambia (DBZ) is a development finance institution that influences the environment for access to finance for development by offering innovative, tailor made financing solutions, advisory services and technical support to viable local enterprises. The Bank is looking for suitably qualified persons to apply for the following position:
o Required to prepare bankable appraisals for various banking facilities including project appraisal for
consideration by Management and the Board.
Main Duties and Responsibilities
o Proactively sell DBZ Products and Services, by identifying and visiting potential clients
o Respond to client queries and applications
o Undertake prior lending field visitations of potential clients, due diligence (under supervision) on the Bank’s potential clients.
o Assist in the preparation of credit proposals to the Projects Management Committee/Investments
o Assist in the preparation of Facility Letters for approved loans.
o Carry out status enquiries on d Ents and collect all Know Your Customer (KYCs)
o On approval of such facilities, ensure compliance of pre-conditions and perfection of all security documentation before file is forwarded to the supervision department.
o To maintain client credit files in the acceptable format and ensure completeness of information as
per policy requirement as well as acceptable due diligence standards.
o Undertake client calls, site visits and all collateral inspections on all credit clients under portfolio and document same as separate reports from appraisal papers
o Carry out any other work as may be assigned by the supervisor or any other senior staff in the
Educatbn, Experience and Qualifications:
o Grade twelve certificate with 5 ‘O’ level including Mathematics and English
o Bachelors Degree in Engineering, Agriculture, Natural Sciences, Economics, Accounts or any
Skills and Specifications
o Must be Honest and must possess a high level of integrity
o Banking experience desirable
o Analytical and numerical skills
o Report writing skills
How to Apply
Interested candidates who meet the minimum qualifications should summit their application letters, CVs and Copies of Certificates to the undersigned:
Head Human Resource,
Procurement & Administration,
Development Bank of Zambia,
PO Box 33955,